Car Insurance Calculator – Mauritius
| Factor | Description | Estimated Impact on Premium |
|---|---|---|
| Vehicle Type | Small sedan | Lower |
| SUV or luxury vehicle | Higher | |
| Age of Driver | Young driver (18-25) | Higher |
| Middle-aged driver (26-50) | Moderate | |
| Senior driver (51+) | Lower | |
| Driving Experience | Less than 1 year | Higher |
| 1-5 years | Moderate | |
| 5+ years | Lower | |
| Location | Urban area with high traffic density | Higher |
| Rural area with lower traffic density | Lower | |
| Coverage Type | Third-party liability only | Lower |
| Comprehensive coverage | Higher | |
| Vehicle Value | Lower value vehicles | Lower |
| Higher value vehicles | Higher | |
| Claim History | No prior claims | Lower |
| History of frequent claims | Higher | |
| Security Features | Alarm, immobilizer, tracking system | Lower |
| No security features | Higher | |
| Additional Drivers | Including multiple drivers | Higher |
| Single driver | Lower |
Please note that these estimations are generalized and actual premiums may vary based on individual circumstances, insurance company policies, and other factors specific to each case. It’s always best to consult with insurance providers directly for accurate quotes.
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